01 - Set oven to 400°F for optimal cheese melting.
02 - Heat skillet over medium heat. Add ground beef and cook 4–5 minutes until browned. Drain excess fat.
03 - Stir in chopped onion and garlic. Cook 2–3 minutes until softened and fragrant.
04 - Add chili powder, cumin, paprika, salt, and pepper. Cook 1 minute to bloom spices. Remove from heat.
05 - Spread half the chips on a baking sheet. Top with half the cheese and half the beef. Repeat with remaining chips, cheese, and beef.
06 - Bake 8–10 minutes until cheese is fully melted and bubbly. Watch closely to prevent burning.
07 - Remove from oven. Top immediately with tomato, jalapeños, cilantro, sour cream, and guacamole. Serve while hot.